Terms of Use

1. Service Description

Digintu Tech Ltd provides financial integration middleware ("the Service") designed to facilitate automated payment generation, ISO 20022 format conversion, and bank statement normalization. By connecting external endpoints with Digintu, you authorize the Service to process and route data strictly according to your configured workflows.

2. Authorized Access & Subscriptions

You agree to safeguard your authentication credentials. Subscriptions are billed on a recurring basis via Stripe. Downgrades or cancellations take effect at the end of the current billing cycle. Misuse of the platform, including intentional manipulation of the API to bypass tier limits, will result in immediate suspension.

3. Limitation of Liability

The Service is provided "as is" to streamline financial data workflows. Digintu does not provide banking, financial, or tax advice. You are solely responsible for reviewing the accuracy of all generated PAIN.001 payment files, ZUGFeRD documents, and reconciled ledger entries before final execution at your bank. In no event shall Digintu's aggregate liability exceed the total subscription fees paid by you in the twelve (12) months preceding the claim.

4. Accuracy of Third-Party Integrations

Our workflows rely on the continuous availability of third-party APIs (banking gateways, Google Drive, Swiss Zefix). We are not liable for service interruptions caused by upstream API deprecations, rate limiting, or network failures outside our direct control.

5. Governing Law

These Terms of Use shall be governed by and construed in accordance with the substantive laws of the Czech Republic. The exclusive place of jurisdiction for all disputes arising out of or in connection with this agreement shall be the courts of Prague, Czech Republic.